What is the Monthly Fee for an Account with Patelco?
What is the Monthly Fee for an Account with Patelco?
Patelco Credit Union offers a variety of checking accounts, each with its own set of features and fees. The monthly fee for an account with Patelco can range from $0 to $15, depending on the account type and the services you use.
Here is a table of the monthly fees for each type of Patelco checking account:
| Account Type | Monthly Fee |
|---|---|
| Performance Checking | $15 |
| SmartChoice Checking | $10 |
| Value Checking | $5 |
| Free Checking | $0 |
In addition to the monthly fee, you may also be charged for other services, such as:
- ATM withdrawals
- Overdrafts
- Returned checks
Here is a table of some of the other fees you may be charged for a Patelco checking account:
| Service | Fee |
|---|---|
| ATM withdrawal (non-Patelco ATM) | $2.50 |
| Overdraft | $25 |
| Returned check | $10 |
To avoid paying monthly fees, you can:
- Open a Free Checking account
- Maintain a minimum balance in your account
- Use Patelco ATMs for cash withdrawals
- Sign up for overdraft protection
If you are considering opening a checking account with Patelco, be sure to compare the monthly fees and other charges for each type of account to find the one that best meets your needs.
Success Stories
- "I switched to Patelco Free Checking and haven't paid a monthly fee in over a year." - [Customer Testimonial]
- "I love the convenience of Patelco's mobile banking app. I can deposit checks, transfer money, and pay bills all from my phone." - [Customer Testimonial]
- "Patelco's customer service is excellent. I've never had a problem that they couldn't solve." - [Customer Testimonial]
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